Terms and Conditions

Welcome to the Financial Education for Seniors Foundation's Terms and Conditions page. Please read the following information carefully.

Legal and Regulatory Compliance

As a nonprofit organization with an educational mission, the Financial Education for Seniors Foundation complies with all applicable federal, state, and local laws governing nonprofit entities, including those related to data privacy and charitable solicitation. All educational content is provided for informational purposes only and does not constitute financial, legal, or tax advice. Users are encouraged to consult with licensed professionals before making financial decisions. The Foundation does not promote or sell financial products and does not accept compensation from third-party providers. Our operations are guided by principles of transparency, public benefit, and regulatory compliance. By accessing this website user agrees to these terms and conditions.

User Understanding and Dispute Prevention

To promote transparency and prevent misunderstandings, the Financial Education for Seniors Foundation provides clear Terms and Conditions to address the most common areas of user concern. These include:

Educational Purpose: All content, courses, and materials offered by the Foundation are for educational and informational purposes only and do not constitute personalized financial, legal, or tax advice.

No Endorsement or Compensation: The Foundation does not endorse, promote, or receive compensation from any financial products, services, or providers.

Non-Refundable Digital Products: Due to the immediate delivery and non-returnable nature of our digital products—including guides, courses, checklists, and other downloadable resources—all sales of digital products are final and non-refundable. Once delivered electronically, these products and their benefits cannot be retrieved or revoked.

Personal Responsibility: Users are responsible for how they apply the educational materials and are encouraged to consult with qualified professionals before making financial decisions.

By clearly outlining these policies, the Foundation aims to build trust, reduce disputes, and ensure a positive experience for all users engaging with our mission-driven resources.

Accessibility for Seniors

The Financial Education for Seniors Foundation is committed to making its Terms and Conditions clear, simple, and accessible for all users—especially older adults. We use plain language, avoid legal jargon, and organize content with clear headings and short sections for easy navigation. Our website is designed with user-friendly features, including readable fonts, high contrast, and mobile compatibility. We also offer assistance via phone or email for seniors who may prefer personal help understanding our policies. Our goal is to ensure every user, regardless of tech experience or financial background, can confidently engage with our resources.

Updates and Notifications

The Financial Education for Seniors Foundation reviews its Terms and Conditions regularly to ensure compliance with changing laws, regulations, and service offerings. When updates are made, the revised date will be posted at the top of the Terms and Conditions page. Significant changes will be clearly noted, and users may be notified via email or a prominent notice on our website. We encourage all users to review the Terms periodically to stay informed of any updates. Continued use of our website or services after changes are posted constitutes acceptance of the revised terms.

Need More Information?

If you have any questions or need further clarification on our Terms and Conditions, please don't hesitate to reach out. We are here to help!